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Colombia

Americas
Up to 39effective individual rate

In Colombia, cryptocurrencies are legally classified as intangible assets. The country’s crypto landscape is regulated, meaning transactions and holdings fall under existing tax frameworks and oversight. The Dirección de Impuestos y Aduanas Nacionales (DIAN) is the government body responsible for overseeing cryptocurrency taxation, operating primarily under the Tax Statute and new resolutions. When cryptocurrencies, classified as intangible assets, are sold or swapped, any resulting capital gains are subject to a tax rate of up to 10%. However, income generated from crypto activities, such as rewards, is taxed under the progressive individual income tax brackets, which range from 0% to 39%. Converting cryptocurrency to fiat currency is a taxable event, with capital gains calculated from the cost basis. Similarly, exchanging one cryptocurrency for another is considered a taxable swap, treated as the disposal of an intangible asset. There are no benefits for long-term holding, no reduced rates or exemptions apply based on the holding period. For corporate entities, the standard corporate tax rate of 35% applies, and a 19% Value Added Tax (VAT) may be levied on crypto-related services. Regarding specific crypto activities, staking rewards are taxed as ordinary income upon receipt, subject to the progressive rates up to 39%. Mining is treated as business income, allowing for deductions on equipment and electricity costs. For Decentralized Finance (DeFi) activities, there is no specific guidance, but gains are likely taxed as income or capital gains under general rules. Non-fungible tokens (NFTs) are treated as intangible assets and are therefore subject to capital gains tax upon disposal. Looking ahead, Resolution 000240 of 2025 will become effective for the 2026 tax year. This resolution introduces mandatory reporting for crypto service providers, requiring them to report user data, transactions exceeding $50,000, and account balances to DIAN. The first full reports under this new framework are due in May 2027.

Tax Rates

Effective individual rate0
Capital gains taxUp to 10% on intangible asset disposals
Income tax on cryptoUp to 39% on rewards and crypto income
Corporate tax35%
VAT19% on crypto-related services

Activity Taxes

StakingTaxed as ordinary income at receipt, progressive rates to 39%
MiningTaxed as business income, equipment and electricity deductible
DeFiNo specific guidance, likely taxed as income or capital gains
NFTsTreated as intangible assets, subject to capital gains tax

Taxable Events

Crypto → FiatTaxable event, capital gains calculated from cost basis
Crypto → CryptoTaxable swap event, disposal of intangible assets

Holding Period

Holding period benefitNone, no long-term holding exemption or reduction

Sources